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karthikarun replied to the topic What is a Checking Account ? in the forum Financial Management Terms 7 years, 10 months ago
A checking account differs from other bank accounts in that it often allows for numerous withdrawals and unlimited deposits were as savings accounts sometimes limit both.
Checking accounts can include business accounts student accounts and joint accounts along with many other types of accounts which offer similar features.
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karthikarun replied to the topic What is balanced budget? in the forum Financial Management Terms 7 years, 10 months ago
A balanced budget refers to a budget in which revenues are equal to expenditures.
Thus neither a budget deficit nor a budget surplus exist.
More generally it refers to a budget that has no budget deficit but could possibly have a budge surplus.
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karthikarun replied to the topic Benchmark in the forum Financial Management Terms 7 years, 10 months ago
- A benchmark is a point of reference by which something can be measured in surveying a benchmark is a post or other permanent mark established at a known elevation that is used as the basis for measuring the elevation of other topographical points.
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karthikarun replied to the topic What is 'just say no' defense in the forum Financial Management Terms 7 years, 10 months ago
A just say no defense isn’t necessarily in the best interest of share holders since board members can employees it even if an of a is made at a significant premium to the current share price.
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karthikarun replied to the topic What is SQUAWK BOX? in the forum Financial Management Terms 7 years, 10 months ago
The squawk box is a business news television programme that has at breakfast time on the CNBC network.
Since debuting in 1995 the show as spawned a no of versions across CNBC international channels, many of which employee a similar format.
The programme title originates from a term used in investment banks and stock brokerage for a permanent…[Read more]
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karthikarun replied to the topic What is encumbrance? in the forum Financial Management Terms 7 years, 10 months ago
An encumbrance is a claim agents a property by a party that is not the owner. An encumbrance can impact that transferability of the property an restrict it’s free use until the encumbrance is lifted.
The most common types of encumbrance applied to real estate these include mortgages easements an property tax lines.
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karthikarun replied to the topic Instalment credit in the forum Financial Management Terms 7 years, 10 months ago
Installment credit is a type of credit that as a fixed number of payments in contrast to revolving credits.
Eg: mortage, land loan, automobile loan, equity loan
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karthikarun replied to the topic What is Balloon payment? in the forum Financial Management Terms 7 years, 10 months ago
- Balloon payments are often prepackaged into what are called “two step mortgages”
- In this type mortgages, that balloon payments is rolled into a new or continuing amortised mortgage at the prevailing market rates
- balloon payments can occur within a fixed rate oraadjustable rate mortage (ARM)
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karthikarun replied to the topic What is Salvage Value? in the forum Financial Management Terms 7 years, 10 months ago
Salvage value is an estimated amount that is expected to be received at the end of plant assets useful life.
Salvage value is sometime referred to as disposal value, terminal value or scrap value
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karthikarun changed their profile picture 7 years, 10 months ago
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karthikarun replied to the topic what is EBITDA? in the forum Financial Management Terms 7 years, 10 months ago
EBITDA is essentially net income with interest, taxes, depreciation and amortization added back to it.
It is used to analyse a compare profitability between companies and industries because it eliminates the effects of financial and accounting decisions.
EBITDA= REVENUE- EXPENSE (excluding tax, interest, depreciation and amortization)
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karthikarun replied to the topic variable cost in the forum Financial Management Terms 7 years, 10 months ago
A variable cost is a corporate expense that varies with production output. Variable costs are those costs that very depending on a company’s production volume.
Variable cost differ from fixed cost such as rent, advertising, insurance and office supplies.
- Fixed cost and variable cost comprise total cost.
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karthikarun replied to the topic What is balanced budget? in the forum Financial Management Terms 7 years, 10 months ago
A balanced budget refers to a budget in which revenue or equal to a expenditures.
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karthikarun replied to the topic What is 'CORPUS'? in the forum Financial Management Terms 7 years, 10 months ago
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<li style=”text-align: center;”>CORPUS Is a collection of written text especially the entire work of particular author or a body of writing on a particular subject
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karthikarun started the topic REDRESSEL in the forum Financial Management Terms 7 years, 10 months ago
It is a grievances handling procedure is the formal mechanism for dealing with employee grievances…
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karthikarun started the topic GRIEVANCES in the forum Financial Management Terms 7 years, 10 months ago
Grievances is a discontent or dissatisfaction with any aspects of the organisation. Grievances is a written complaint filled by an employee and claiming unfair treatment…
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karthikarun started the topic CAPITAL EMPLOYED in the forum Financial Management Terms 7 years, 10 months ago
The value of resource available to the company, typically comprising share capital, retained profits and resource long term loans and differed taxatio…
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karthikarun started the topic asset turnover in the forum Financial Management Terms 7 years, 10 months ago
Measure of operational efficiency. It shows how much revenue is produced per year of asset available to the business.
=sales revenue/total assets current liability
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Vinish Kumar and karthikarun are now friends 8 years ago
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Manikandan and karthikarun are now friends 8 years ago
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